Which Bank Would You Like To Be in Bed With?

Finding a Bank for your Business in the UK can be a defining moment for you and your business. In our selection of banks, we have attempted to outline for you a number of High Street and Private Banks offering business accounts.

One of the golden rules of approaching a bank is that at the onset it’s important to talk to the bank in question at an early stage to see what they can offer you. Don’t be afraid to shop around and negotiate. The key to any success is having all the information at hand, and take notes in your meetings with the bank representative, and ensure that you have put the date and name of the person you are in the meeting with.

We have provided you with key High Street and Private Banks for your considerations with their services outlined in the respective Banks own words. This is followed by a link to an independent site offering reviews by users.

Abbey National Business Bank Account
“Business banking made easy – Simply the best….Abbey business provides a welcome alternative to the established approach to business banking… focused on the real needs of small and medium-sized businesses. As a result, we offer low-cost – or no-cost – bank charges and pay interest on any accounts in credit. Our bank and deposit accounts are easy to access and simple to operate. And our telephone and e-banking services are available 365 days a year from anywhere around the world”. To read in full, click here.

For an independent review of services, click here. 

Alliance & Leicester Business Bank Accont
“ Business banking for start up businessesIt is tough starting a new business, whether it’s managing production, distribution, suppliers or finding new customers. So wouldn’t it be great to know that you’re getting great value for money for your start up business banking, allowing you to concentrate on making sure your start up business is a success. Business Builder Current Account – We offer a range of start up banking products for your start up business, designed to help your business idea become a reality”. To read in full, click here.

For an independent review of services, click here. 

Bank of Scotland Business Bank Account
“Our Business Current Account pays a great rate of interest, can be managed over the phone, online or through your local branch.  The main features of our Business Current Account are indicated below;

Great rate of interest on all credit balances. Manage your account via Internet Banking and/or the phone or through the growing number of branches throughout the UK:
A promise of ongoing good value; No hidden costs; Access to a Relationship Manager”
To read in full, click here. 

For an independent review of services, click here. 

Barclays Business Bank Account
“Starting a Business – Starting a small business is exhilarating and exhausting in about equal measure. Let us take some of the strain. We’ve got all the banking services you’d expect and some that you wouldn’t, like free advice from local experts. It’s true! We want the best start for your business, that’s why we’ll arrange free consultations for you with a local accountant, marketing professional and solicitor”. To read in full, click here.

For an independent review of services, click here.  
 
Cater Allen Business Bank Account
“One of the leading specialist banks in the UK – Whether you’re a Private Client, a Professional Adviser or a Business Account holder, we offer a range of innovative accounts to suit your specialist needs. All our deposits are fully and unconditionally guaranteed by Abbey National plc, which is part of the Santander Group, one of the 10 largest banks in the world”. To read in full, click here.

For an independent review of services, click here. 

Clydesdale Bank Business Account
“At Clydesdale Bank we’ve designed our approach to banking to be as uncomplicated as it is efficient: one contact, one location, one aim; these are the key principles of our refreshing and flexible approach to Business and Private Banking that we have developed. Delivered to you through your local Financial Solutions Centre, it combines traditional levels of personal service with the best of today’s specialist skills and facilities”.
To read in full, click here.

For an independent review of services, click here. 

Co-operative Bank Business Account
“At The Co-operative Bank, we offer a wide range of current accounts to cover all your business banking needs. You can bank with us safe in the knowledge that your money is making a positive impact on the world around you. We remain the only bank to give you a say in where your money goes with our Customer led Ethical Policy”.
To read in full, click here.

For an independent review of services, click here. 

HSBC Business Bank Account
“Business Current Account (for businesses with a turnover below £500,000)
support, information and up to 24 months free business banking ”.
To read in full, click here.

For an independent review of services, click here. 

Investec Private Bank Account
“At Investec Private Bank we partner with our clients and are committed to providing them with wealth creating opportunities. We share their entrepreneurial flair and are active in a broad range of markets including: cash deposits, specialised lending, property finance, investment management, growth finance and trust services. With offices in London, the Channel Islands and Switzerland as well as Australia and South Africa, we give a truly international perspective and create innovative financial strategies that assist our clients in achieving their goals”.
To read in full, click here.

For an independent review of services, click here. 

Lloyds TSB Business Bank Account
“Our Business Extra package for new start-ups: Let us help you – setting up an online business. Building a website will allow you to reach your customers 24 hours a day, 365 days a year. This guide takes you through the first practical steps you need to take to put your business online”. To read in full, click here.

For an independent review of services, click here. 

Natwest Business Bank Account
“Choose the account that suits your needs. You’ll get a wide range of benefits including access to over 1,600 branches and our cash machine network. And if you need some help, you can have a local, face-to-face or telephone-based Business Manager”.
To read in full, click here.

For an independent review of services, click here. 

Royal Bank of Scotland Business Account
“Why bank with us? At The Royal Bank of Scotland we know all about the challenges facing business. That’s why the business staff at your local branch will get to grips with your business and help you get the most from our products and services”.  To read in full, click here.

For an independent review of services, click here. 

Wachovia Business Bank Account
“Being a small business owner is rewarding but sometimes doesn’t leave much time for the daily management of finances. We’ve got ways to help with bank accounts that save you money, stabilize your expense tracking, and make the daily management of the books less time consuming”.
To read in full, click here.

For an independent review of services, click here.